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NEW QUESTION 42
In the tort of negligence, a primary victim of nervous shock is a class of person who suffers psychiatric injury

• A. as a result of grief or sorrow for the loss of a person with whom he had a close relationship.
• B. as a result of stress or harassment at work.
• C. through fear for his own safety in an accident.
• D. through fear for the safety of another person involved in an accident which he witnessed.

Answer: C

NEW QUESTION 43
For this question more than 1 option is correct. You must select all the correct options to gain the mark. How may double insurance arise?

• A. The inadvertent non-cancellation of a policy when a new policy is taken out.
• B. A merger between two major insurance companies.
• C. A deliberate attempt to obtain the proceeds of two policies.
• D. An overlap in cover between two different types of insurance policy.

Answer: C,D

NEW QUESTION 44
The principle of subrogation prevents a policyholder from profiting from

• A. retaining salvaged property.
• B. submitting a full claim recovery under more than one insurance policy.
• C. assigning abandonment rights to the insurer.
• D. claiming under both his insurance policy and against any negligent third party.

Answer: D

NEW QUESTION 45
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